The CFPB announced it will not prioritize enforcement actions based on the Truth in Lending (Regulation Z) for Buy Now, Pay Later (BNPL) loans, shifting focus to more pressing consumer threats. The Bureau will concentrate on high-risk areas, maintaining oversight while reallocating resources to better protect consumers.
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Media Coverage · April 18, 2026
CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans WASHINGTON, D.C. – The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. 47,068 (May 31, 2024) (“Buy Now, Pay Later”). The Bureau will instead keep
newspaper Read articleCFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans WASHINGTON, D.C. – The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. 47,068 (May 31, 2024) (“Buy Now, Pay Later”). The Bureau will instead keep its enforcement and supervision resources focused on pressing threats to consumer
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CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans WASHINGTON, D.C. – The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. 47,068 (May 31, 2024) (“Buy Now, Pay Later”). The Bureau will instead keep its enforcement and supervision resources focused on pressing threats to consumers, particularly servicemen and veterans.
CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans WASHINGTON, D.C. – The Consumer Financial Protection Bureau is announcing today that it will not prioritize enforcement actions …
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